The Do’s

• DO try to get your loan documents and checklist items back to us ASAP

• DO continue making your mortgage and/or rent payments

• DO stay current on all existing credit accounts

• DO continue living at your current residence

• DO continue using your credit as normal

• DO call us with any questions

• DO keep documentation for all non-payroll deposits

• DO know what account money from closing will come from

• DO know that funds for closing need to be certified check or wire (check with your title company)

The Don’ts

• DON’T make unnecessary banking transfers

• DON’T change banks during the process

• DON’T pay off any loans or credit cards without discussing with us

• DON’T make any major purchases (car, jewelry, boat, etc.)

• DON’T apply for new credit (even if already pre-approved)

• DON’T open any new credit cards

• DON’T pay off any collections without a discussion with us first

• DON’T pay off any charge off without a discussion with us first

• DON’T transfer any credit balance from one account to another

• DON’T take any credit card advances

• DON’T dispute any credit accounts

• DON’T close any credit card accounts

• DON’T change employment status or compensation type without checking with us first

• DON’T start any new home improvement projects